I know all about maintanence I own a KTM remember. Plus It happens to be my personal OPINION is the 610 is ugly. But the funny thing is when I looked at insurance between the Husky and the ZUK the DRZ was almost $25.00 more a month than the Husky.
That is funny cuz I only pay $25 a month total for my DRZ, full coverage.
Your insurance company must be retarded though, as the Husky costs more new, and would cost way more to fix in crash, and it's a larger displacement... all things that drive premiums up, not down. So I would say take advantage of them while you can, but it sounds like maybe you are the one being taken advantage of?